Employer-sponsored health benefits play a big role in why people choose a job—and why they stay. When employers offer solid health insurance, employees feel supported and valued, which helps them take better care of their health. That often means fewer sick days, lower stress, and a more focused, productive team overall. In the long run, everyone benefits: employees feel more secure, and employers see stronger engagement and retention. 

Choosing a group health plan comes with several advantages. It can help lower out-of-pocket health care costs, offer valuable tax savings, and improve overall job satisfaction for employees.

Group health plans are also flexible and can work alongside other benefit options, including Health Savings Accounts (HSAs), Health Reimbursement Accounts (HRAs), Flexible Spending Accounts (FSAs), and Individual Coverage Health Reimbursement Accounts (ICHRAs).

PREFERRED CARRIERS:

• Avera Health Plan

• Sanford Health Plan

• Wellmark

Choosing a group life insurance plan offers several key benefits. It provides employees with financial protection for their loved ones, helps employers offer valuable coverage at a lower cost, and contributes to higher job satisfaction by giving employees greater peace of mind.

Group life insurance plans are also flexible and can be paired with additional coverage options, such as supplemental or voluntary life insurance, allowing employees to tailor their protection to meet their individual needs.

PREFERRED CARRIERS:

• Kansas City Life

• Lincoln Financial

• Principal Financial Group

• The Standard

• Unum

Group disability plans are often flexible and can be designed to include both short-term and long-term coverage, with options that align with other benefits programs to create a more comprehensive financial safety net for employees.

These plans help replace a portion of income if an employee is unable to work due to illness or injury, providing financial stability and peace of mind. For employers, offering disability coverage supports employee well-being, improves job satisfaction, and helps retain a more secure, engaged workforce.

PREFERRED CARRIERS:

• Kansas City Life

• Lincoln Financial

• Principal Financial Group

• The Standard

• Unum

Choosing a group dental plan offers employees an easy way to maintain their oral health while keeping costs manageable. Dental coverage helps pay for routine preventive care, such as cleanings and exams, as well as more extensive procedures when needed.

For employers, offering dental benefits supports overall employee wellness, boosts job satisfaction, and adds value to a well-rounded benefits package.

PREFERRED CARRIERS:

• Delta Dental

Group vision plan helps employees take care of their eye health while keeping everyday costs affordable.

Vision coverage typically includes routine eye exams, prescription lenses, and frames, making it easier for employees to stay on top of their vision needs.

PREFERRED CARRIERS:

• Delta Vision

• Optilegra

• VSP